Policies and Regulations
MiFID II (Markets in Financial Instruments Directive II)
At Bemo Europe - Banque Privée, we prioritize integrity, transparency, and client protection in all our financial services. MiFID II, implemented on January 3, 2018, stands as a cornerstone of these values. This directive represents a comprehensive regulatory framework established by the European Union to further fortify the integrity and efficiency of financial markets across Europe. As a leading private bank, Bemo Europe recognizes the pivotal role MiFID II plays in safeguarding our clients' interests and upholding the highest standards of market conduct.
MiFID II imposes a range of rigorous obligations on investment firms, including banks, to enhance market transparency, investor protection, and operational efficiency. For Bemo Europe, compliance with MiFID II entails robust measures spanning various aspects of our operations. From ensuring transparent pricing and clear disclosure of costs to providing clients with comprehensive information about financial products and services, we are dedicated to upholding the principles of fairness and accountability set forth by MiFID II.
Furthermore, MiFID II mandates stringent requirements for transaction reporting and best execution practices. Bemo Europe - Banque Privée is committed to fulfilling these obligations meticulously, leveraging advanced technology and expert insights to achieve optimal outcomes for our clients. Through rigorous monitoring and reporting mechanisms, we strive to maintain the highest standards of market integrity while delivering superior service and value to our clients.
In essence, MiFID II compliance underscores Bemo Europe - Banque Privée's unwavering commitment to excellence, trust, and integrity in the provision of financial services. By adhering to the principles and requirements set forth by MiFID II, we reinforce our position as a trusted partner for our clients, providing them with the assurance that their financial well-being is safeguarded with the utmost diligence and care.
Inducement Policy
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Under MiFID II, inducements refer to any benefits or rewards offered by third parties to investment firms, including banks, that could potentially influence the firm's behaviour or compromise the interests of clients. At Bemo Europe - Banque Privée, we adhere strictly to the inducement rules outlined in MiFID II, ensuring that our recommendations and decisions are solely based on our clients' best interests. We maintain a transparent and unbiased approach, free from any conflicts of interest that may arise from inducements. By prioritizing client outcomes above all else, we uphold the integrity of our advisory services and reinforce the trust our clients place in us as their financial partner.
Risk Warning and Market Abuse
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MiFID II mandates stringent requirements for risk warning and the prevention of market abuse, aiming to enhance investor protection and market integrity. At Bemo Europe - Banque Privée, we prioritize proactive risk disclosure and robust measures to prevent market abuse. Our adherence to MiFID II standards means that we provide comprehensive risk warnings to our clients, ensuring they are fully informed about the potential risks associated with financial products and investments. Additionally, we maintain stringent controls and surveillance systems to detect and prevent any instances of market abuse, such as insider trading or market manipulation. By upholding these standards, we demonstrate our commitment to protecting our clients and maintaining the integrity and fairness of the financial markets in which we operate.
Remuneration Policy
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As required by the Luxembourg Law of 23 July 2015 Articles 38-1 through 38-11, focusing on remuneration, the Banks transparent and accountable remuneration practices, ensure fair compensation structures for executives and board members. By requiring clear disclosure of remuneration policies, the law promotes investor trust and fosters corporate governance integrity in Luxembourg and contributes to the ongoing stability and credibility of the financial system.
Safeguarding of clients’ assets
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MiFID II mandates stringent requirements for the safeguarding of clients' assets, aiming to ensure the protection and security of client funds and investments held by investment firms. At Bemo Europe - Banque Privée, safeguarding our clients' assets is paramount. We adhere meticulously to the robust custody and asset protection measures outlined in MiFID II, employing advanced systems and procedures to mitigate risks and safeguard client assets against loss or misuse. Our commitment to maintaining segregated client accounts and implementing rigorous oversight mechanisms underscores our dedication to upholding the highest standards of asset protection and security. Clients can trust that their assets are held and managed with the utmost care and diligence, providing them with peace of mind and confidence in our services
Top 5 execution venues
As required by the Commission Delegated Regulation (EU) 2017/576 of 8 June 2016, BEMO Europe Banque Privée must published on a annual basis its top five execution venues in terms of trading volumes where clients orders has been executed.
This obligation aims to provide the necessary information to enable the public and investors to evaluate the quality of an investment firm’s execution practices.
Please find hereafter the required information for the following years:
2018_Prof_Clients.pdf
2018_Retail_Clients.pdf
2019_Prof_Clients.pdf
2019_Retail_Clients.pdf
2020_Prof_Clients.pdf
2020_Retail_Clients.pdf
2021_Prof_Clients.pdf
2021_Retail_Clients.pdf
2022_Prof_Clients.pdf
2022_Retail_Clients.pdf
2023_Prof_Clients.pdf
2023_Retail_Clients.pdf